Thanks for taking the time to comment, and to spot a mistake. I mixed up some numbers in my spreadsheet, 2.900 % is from the share price a year ago. Will adjust.
As far as the rest. I don’t believe it to be “biased”, but surely the piece is opinionated. It reflects my own opinion on Tesla, which is that it, even at today's share price is massively overvalued.
I’d really like to see evidence they are disrupting insurance etc. because I haven’t seen any. Revenue from insurance brokerage services in California is so modest Tesla doesn’t even explicitly quantify it in their financial reports, and there is no indication it would grow to be an important revenue-generating business line. I’ve heard people use the argument, that they can use their “fsd data” to do more efficient price setting than incumbents, but that reflects, in my opinion, lack of knowledge about the insurance industry.